Here’s what comes back
Today
77024. I need Houston Methodist and my cardiologist in-network.
On it. Checking both against every plan filed in Harris County, plan by plan, not just by insurer.
Done. These are the plans that include both, with monthly prices for your age and the date they were checked.
your exact plan, not just the insurer
your doctors too, not only the hospital
dated, because contracts change mid-year
Check mineThe part most people miss
In 32 of the 64 metros on this site, not one marketplace plan is a PPO. Every plan is an HMO, EPO or POS, which means out-of-network care is generally covered only in a true emergency. There is no fallback if you pick the wrong network.
In the other 32, a PPO is sold in every county and a wrong guess is merely expensive. See every metro
If the hospital is out of network, what does the plan pay?
- HMONothing, except in a true emergency.
- EPONothing, except in a true emergency.
- POSPart of the bill, at a higher cost to you.
- PPOPays some out-of-network care, where one is sold.
Why nobody can give you a straight list
A carrier is not a network. The same insurer sells a broad-network plan and a narrow one side by side in the same county, and a hospital can be contracted with one and not the other.
Contracts are renegotiated mid-year too. A system and an insurer can part company in March, and patients usually find out from a letter afterwards. So this site does not publish lists of which insurance a hospital accepts. It shows what is knowable, and the free check answers the specific question, dated.
- Get the exact plan name and network name from your marketplace listing, not just the insurer.
- Search that network in the insurer’s own provider directory, set to the correct plan year.
- Call the hospital’s billing office and read them the plan name. This is the step that actually decides it.
- Check your own doctors separately. Anesthesia, radiology and pathology are often contracted apart from the hospital.
- Write down the date and who confirmed it.
“I run my own business and my time is valuable. Daniel handled everything, compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Check your hospital first. Free.
Rather talk first? Call or text (713) 575-9904.
No account. Never sold. Ages 18 to 64.